Watch out for utility bill payment scams

By Rita R. Robison

A new identity theft scam is targeting consumers throughout the country. It claims that consumers can get federal financial assistance to help cover the cost of their utility bills.

Using in-person solicitations, social media, fliers, phone calls, and text messages, scammers are contacting customers and claiming that a new federal program established by the Obama Administration is providing free utility bill payment credits or applying payments on customers’ behalf.

To benefit from the fake program, utility customers are told they must provide their Social Security and bank routing numbers. Victims who provide this personal information are given a so-called “Federal Reserve bank routing number” to pay their utility bills. Customers are led to believe that their utility bill will be paid if they use this routing number and insert their Social Security number as the bank account number.

In reality, no such program exists so no federal money and no payments are applied to the customers’ accounts. Customers who use the fraudulent bank routing number are still responsible for their utility bills and need to make payments on their own.

To avoid falling for this scam, the Texas Attorney General’s Office offers these tips:

• Never provide Social Security numbers, credit card numbers, or bank account information to anyone who requests it during an unsolicited phone call or in-home visit.

• If someone calls claiming to represent the local utility company and demands immediate payment or personal information, call recipients should hang up the phone and call the customer service number on their utility bill. Consumers should never give in to high pressure calls seeking personal information.

• Consumers should never allow anyone into their homes to check electrical wiring, natural gas pipes, or appliances unless an appointment has been scheduled or a utility problem has been reported. Anytime a utility employee arrives at a residence, the occupant should require that the employee produce proper identification.

Copyright 2012, Rita R. Robison, Consumer Specialist

Comments

[Tom Sightings]

Thanks for the tip! Especially timely this week when there was supposed to be some kind of awful virus ready to attack our computers. I kept mine turned off for all of Monday for fear of the virus. Dunno if that's the reason, but it skipped me. Whew!