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December 06, 2012

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tom sightings

The Affordable Health Care Act seems to be a step in the right direction. But if Michael McCue of Virginia Commonwealth University and Mark Hall of Wake Forest University are correct, how come my medical insurance premium went UP by 16% in 2012??

Rita

Hi Tom,

I agree the Affordable Care Act is a step in the right direction. However, you point out one of the weaknesses of the act. There isn't a cap on how much premiums can be raised annually.

In addition, prescription drug costs aren't capped and no provision was included that the government could negotiate the price of Medicare drugs. These weren't included to get the pharmaceutical industry to support the bill.

However, I'm glad something was passed. When the health insurance exchanges are in place in 2014, more Americans will have access to health care.

The provisions that children need to be covered and kids up to age 26 can be included on their parents' policies already are having substantial benefits.

Rita

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