Oct. 1 is the deadline for retailers to be ready to use machines that will read EMV credit cards with chips. EMV stands for the three companies that came up with the standard: Europay, MasterCard, and Visa.
So, I called the two credit unions I belong to ask them when I would be getting my chip credit cards. One said I could call in mid-November and request one. In early 2016, it would be sending them to all credit union members.
The other credit union representative said he wasn’t sure when I’d receive my chip card, but he said, some members had them now and all members would have them by the end of the year. I didn’t get one because they aren’t available yet for the kind of credit card I have.