What should consumers do to protect themselves against identity theft and harm to their credit ratings?
New York Attorney General Eric T. Schneiderman offers tips for JPMorgan account holders and those who suspect they may be a victim of the security breach:
If you might be a victim:
- Report to any of the three credit reporting agencies – Equifax, Transunion, or Experian – that you may have been a victim of identity theft. Make sure the credit reporting agency has your current contact information so it can get in contact with you.
- Ask the credit reporting agencies to put a fraud alert on your credit file. This will still allow you to use your credit card. If you put a fraud alert on your file, you can ask for a free credit report from each of the credit reporting agencies. Contacting any one of the three credit reporting agencies is enough to file a credit alert with all of them. A credit alert needs to be renewed every 90 days.