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Where are the cities where consumers have the highest and lowest credit card scores?

A credit score is a representation of your financial habits. It’s designed to predict risk, the likelihood that you’ll become seriously delinquent on your credit obligations in the 24 months after scoring.

How are the consumers in your community doing managing their finances? WalletHub compared the median credit scores of residents in 2,572 U.S. cities to provide this information.

Here’s a listing of cities at the top and bottom of the ranking:

Cities in the top percentile
 

 

Cities in the bottom percentile
 

The Villages, Florida: 807

 

Opa-locka, Florida: 572

Sun City Center, Florida: 789

 

Florence, South Carolina: 570

Sun City West, Arizona: 787

 

Union City, Georgia: 569

Green Valley, Arizona: 781

 

Riverdale, Georgia: 569

Saratoga, California: 780

 

Pontiac, Michigan: 567

Los Altos, California: 779

 

Suitland, Maryland: 566

Lexington, Massachusetts: 778

 

College Park, Georgia: 564

Estero, Florida: 778

 

Darlington, South Carolina: 561

Laguna Woods, California: 777

 

East Chicago, Indiana: 560

Pittsford, New York: 773

 

East Orange, New Jersey: 559

Potomac, Maryland: 772

 

New Brunswick, New Jersey: 557

Wilmette, Illinois: 772

 

Gary, Indiana: 555

Winchester, Massachusetts: 772

 

West Memphis, Arizona: 554

Oro Valley, Arizona: 772

 

Forest Park, Georgia: 553

Lafayette, California: 771

 

Inkster, Michigan: 553

Cupertino, California: 771

 

Detroit, Michigan: 552

Needham, Massachusetts: 770

 

Chester, Pennsylvania: 552

Gibsonia, Pennsylvania: 770

 

Harvey, Illinois: 552

San Carlos, California: 770

 

East St. Louis, Illinois: 546

Leawood, Kansas: 769

 

Camden, New Jersey: 541

 
For the report and to see where your city ranks, see “2018's Cities with the Highest and Lowest Credit Scores.”

Comments

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Rebecca Forstadt Olkowski

I would imagine that those of us in Los Angeles that got hit by the real estate crisis have some credit issues to deal with.

azure

Credit "stores"? You might want to correct the type of the title of your post.

Rita

Hi Rebecca,

Yes, millions of Americans are still trying to get over the setbacks that occurred during the Great Recession.

Rita

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