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January 08, 2019


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Overspending on things that need dusting used to be a big problem of mind. Now I think about the amount of housework is involved in a purchase and make my decision from there.

Rebecca Forstadt Olkowski

I got away with only buying one gift this year for my daughter so I did pretty well. Since my family is spread all over the country, it helps. Less stress too.


Hi Jennifer and Rebecca,

Good for you both for keeping the spending down.

Most Americans have too much credit card debt and need to make a plan to get out of debt.


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