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August 2020

Estate Planning 3-2-1, Part 2: Two ways to ease family tension by personalizing your estate plan

If I have learned anything in more than 15 years as an estate planning attorney, it’s that there’s really no such thing as a “normal family.” That’s because every family is beautiful, whether your “family” is your children and grandchildren, beloved nieces and nephews, or a network of close friends. Read more →


Estate Planning 3-2-1 – Part 1: Three key lists to keep with your estate plan

An estate plan is meant to make life easier for the people you love. You make it for yourself – so you maintain control over your medical decisions and the way your assets are distributed, to protect the legacy you’ve built – but really, it’s about the people you love. Read more →


Baby boomers venturing out some into the new pandemic world

These days, I’m still not going out much. I pick up groceries from my local food coop weekly and order everything else. However, we’re having socially distance, outdoor events to celebrate the ratification of the 19th Amendment, which guaranteed women the right to vote. It was ratified 100 years ago on Aug. 18, 1920, when Tennessee became the 36th state to approve votes for women. I’m photographing the events, four so far with the fifth and sixth, the final ones, tomorrow. Meanwhile, boomer bloggers are writing about what’s happening in their lives these days: Read more →


CFMK surface mount brackets for CPANL LEDs are being recalled by Lithonia Lighting due to impact hazard

Lithonia Lighting is recalling about 318,500 CFMK surface mount brackets used with CPANL LEDs in the United States and about 11,600 in Canada. The brackets can fail to securely surface mount the CPANL LED and fall unexpectedly, posing a risk of injury from impact. The firm has received 24 reports of CPANL LEDs coming loose or falling from the CFMK bracket, resulting in one injury. Read more →


TD Bank to pay $122 million to settle CFPB charges of overdraft abuse

TD Bank agreed to a settlement with the Consumer Financial Protection Bureau over the sale of its optional overdraft service, Debit Card Advance or DCA. TD Bank operates about 1,250 locations, primarily across the East Coast. The consent order requires TD Bank to provide $97 million in restitution to about 1.42 million consumers and to pay a penalty of $25 million, the bank and CFPB announced Thursday. The CFPB found that TD Bank charged consumers overdraft fees for ATM and one-time debit card transactions without obtaining their consent. It also found that when presenting DCA to new customers, TD Bank deceptively claimed DCA was a “free” service or that it was a “feature” that “comes with” new consumer-checking accounts. Read more →


Pandemic still changing everything, but people are trying a few things

On Aug. 18, 1920, Tennessee legislators voted to ratify the 19th amendment to the U.S. Constitution guaranteeing the right for women to vote. It was the largest granting of suffrage in the history of the United States. As with the cancelation of everything else, events to celebrate the 100th anniversary of women’s suffrage were canceled. However, on the 100th anniversary of the Tennessee General Assembly’s vote, women in my community gathered at a the state library next to a statue of Mark Twain to celebrate. Mark Twain said women should have the right to vote. It was fun to celebrate such a joyous occasion. Read more →