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August 2023

July 2023

Don’t use Carolina Milano high-powdered magnetic balls as they can cause injury and death, safety agency warns

Stop buying and using Carolina Milano magnetic balls cubes because the loose, hazardous magnets pose a risk of serious injury or death if ingested. Tests showed the magnetic balls sold in cubes don’t comply with federal safety standard for magnets, the U.S. Consumer Product Safety Commission said in a statement. Read more →

Unfair, deceptive, and abusive practices are being used in many financial transactions, agency finds

American companies are using unfair and deceptive practices as they sell many consumer financial products, the CFPB said in a report. For example, auto lenders have originated loan balances above the real value of the car being purchased and engaged in illegal collection practices while servicing these loans. Read more →

What to buy and not buy in August 2023

As summer is winding down, you’d think back to school sales would be the best bet for deals. However, it also brings free cookies, tax free shopping, deals on garden tools, and more. Here’s what suggests as the best bargains to look for in August: National Chocolate Chip Cookie Day deals on Aug. 4. Read more →

Which states have the most and least credit card debt?

Many people get caught up in credit card debt. In 2022, Americans increased their credit card debt by a record $179.4 billion. The total owed by credit-card holders now is more than $1.1 trillion. However, people in some states charge less on their credit cards than others. WalletHub takes a look at the issue in a report. Read more →

What’s been your experience ordering items advertised on Facebook?

Over the years, I’ve seen hundreds, maybe even thousands, of ads on Facebook. To me, it doesn’t seem like a very good place to be placing orders. You have no idea about the reputation of the companies. In the spring, I succumbed. I ordered a “jacket” for my sister for her birthday. I also ordered one for me. The ad said orders would be received promptly. Read more →

Biden continues to push agency efforts to curb junk fees, halt price gouging, and limit mergers

To help consumers, the Biden administration is cracking down on junk fees, price gouging on food, and mergers. President Biden announced the actions Wednesday the day before the fifth meeting of White House Competition Council, appointed in 2021. The council is made up of 10 cabinet members and the heads of seven agencies. Read more →

Bose recalls more than 1 million bass modules due to fire risk

Another huge recall deserves your attention. Bose is recalling about 884,000 bass modules in the United States, 98,000 in Canada, and 18,300 in Mexico. The company has received 21 reports of the bass modules igniting or melting, including three fires resulting in damage to carpeting, an entertainment cabinet, and materials around the bass box. Read more →

As summer unfolds, bloggers enjoy vacations, gardens, and more

I love the beautiful summer days here in the Seattle area. People are streaming into Western Washington due to the mild weather, attractive as climate change worsens, and the job opportunities. It’s so nice to be enjoying 70 degree weather as many areas of the country swelter. I’m also appreciating my wonderful garden.   Read more →

Biden administration cancels $39 billion in student loans for more than 800,000 borrowers that had errors in their payment records

More than 804,000 borrowers will have $39 billion in federal student loans discharged in the coming weeks, the U.S. Department of Education announced Friday. The discharges are fixes to ensure borrowers have an accurate count of monthly payments that qualify toward forgiveness under income-driven repayment plans. Read more →

Bank of America to pay $250 million for illegally charging junk fees, withholding credit cards rewards, and opening fake accounts

Another big bank is being exposed for corporate fraud. Bank of America will pay more than $100 million to customers for double-dipping on fees imposed on customers with insufficient account funds, withholding reward bonuses promised to credit card customers, and misusing personal information to open accounts without customers’ knowledge. Read more →