Graduations are coming up and many parents and students are thinking about student debt, which totals $1.63 trillion in the United States. That's about $37,600 per borrower. In the short term, students are not overly optimistic about their financial situation, as 88 percent are concerned about the economy and 80 percent are worried about inflation, Read more →

Paying off student loans is a big job, especially since it usually takes most people years to achieve it. Consumers need to beware of debt relief companies that promise quick loan forgiveness. Scammers claim they’ll help you, for a fee, but their schemes often leave you deeper in debt. The FTC has stopped two student loan debt relief schemes. Read more →

This recall is so large, it even made one of the national news programs recently. Stanley Black & Decker is recalling about 2.2 million DeWALT, Stanley and Craftsman fiberglass sledgehammers in the United States and an addition 53,000 in Canada. The sledgehammer head can loosen and detach unexpectedly during use. Read more →

My newsletter this week has a lot of helpful information so I’m posting a copy here. You have until May 8 to use Bed Bath & Beyond gift cards and rewards and until May 4 to file a claim for an IKEA settlement. You’ll also find tips on how to save money on gas and a list of some store brands that are better than name brands. Read more →

When I was over by Fred Meyer, I stopped to see if the Canon ink I use was cheaper than what I’ve been paying at Office Depot. I looked at Office Depot’s website to compare its price. Fred Meyer wasn’t cheaper. So, when I went over to Office Depot, I was surprised to see that the store price was more than the online price by $3. Read more →

Things will be looking better for sales in May with Mothers’ Day and Memorial coming up. Stores will be stocking up on summer clothing, patio furniture, and outdoor cooking items, so spring inventories will start going on sale in May. Look for deals on appliances and mattresses for Memorial Day sales and for Mother’s Day compare prices on flowers and clothing. Read more →

It’s helpful for consumers to take a look at complaints that are received by agencies and organization to know what to watch out for in their financial lives. The Consumer Financial Protection Bureau monitors consumer complaints to determine risks in consumer financial markets and to prioritize agency action. In 2022, the CFPB found: Read more →

Luxor Workspaces is recalling about 84,700 Luxor A/V carts in the United States and about 1,650 in Canada. The carts can be unstable when loaded with heavy objects, such as cathode-ray tube televisions. They pose a tip-over hazard to children, which can result in serious injury or death. Read more →

Earth Day is a good reminder of what to do every day and throughout the year for the health of the planet. I spend a lot of time on it. I know many people do, too. The theme for this year’s Earth Day is Invest in Our Planet. Three-quarters of Americans say that they’re particularly concerned with helping the environment as they go about their daily lives. Read more →

A settlement shows that another huge, well-known corporation has engaged in deceptive practices in how it treats its customers. Prudential Financial denied more than 200 life insurance claims although the company collected life insurance premiums from participants for extended periods, the U.S. Department of Labor said Wednesday. Read more →