Graduations are coming up and many parents and students are thinking about student debt, which totals $1.63 trillion in the United States. That's about $37,600 per borrower. In the short term, students are not overly optimistic about their financial situation, as 88 percent are concerned about the economy and 80 percent are worried about inflation, Read more →

Paying off student loans is a big job, especially since it usually takes most people years to achieve it. Consumers need to beware of debt relief companies that promise quick loan forgiveness. Scammers claim they’ll help you, for a fee, but their schemes often leave you deeper in debt. The FTC has stopped two student loan debt relief schemes. Read more →

Today’s my birthday. Yes, I do get a lot of “May the Fourth be with you” comments. I just shrug it off that my birthday, to some, is an unofficial Star Wars holiday. Since I’m an older adult, I’m thinking a lot today about friends and relatives that I’ve celebrated birthdays with in the past who are gone. My favorite birthdays? Read more →

Earth Day is a good reminder of what to do every day and throughout the year for the health of the planet. I spend a lot of time on it. I know many people do, too. The theme for this year’s Earth Day is Invest in Our Planet. Three-quarters of Americans say that they’re particularly concerned with helping the environment as they go about their daily lives. Read more →

One of the best consumer actions in recent years is the creation of the Consumer Financial Protection Bureau in 2011. Established after the Great Recession of 2007-08 to set up one federal agency to help consumers with their financial issues, the CFPB has made great strides in improving the position of consumers in the marketplace. Read more →

The theme for International Women’s Day this year is “DigitALL: Innovation and Technology for Gender Equality,” because 37 percent of women don’t use the internet and 259 million fewer woman have access to the internet than men. If women aren’t able to access the Internet, they’re unable to develop digital skills, which diminishes their opportunities to pursue STEM careers. Read more →

On Thursday, I put my ballot in a nearby drop box. Fortunately, there weren’t any Right-wing election deniers with guns standing nearby as has been reported in some areas of the country. It’s really important for people to vote in the upcoming election. Right-wing fanatics are on the ballot in every state. Read more →

Michelle Singletary, financial writer for The Washington Post, has been recommending buying Series I Bonds for months now. Singletary says for investors with money to spare and who are looking for safety, inflation has been good for Series I Bonds, which the Treasury Department announced will be paying 9.62 percent until the end of October. Read more →

It’s difficult to figure out what to write about here. The death of Queen Elizabeth II? Or the death of my daughter-in-law’s father George Waegell? Or getting together with my high school friends and remembering those days so many years ago. Thankfully, my blogging friends helped solved my dilemma ... Read more →

A plan to help American families deal with the high cost of college and student loan debts is being put in place, President Joe Biden announced Wednesday, following through on a campaign promise. Under the new initiative, the Department of Education will:    Read more →