My best wishes to you and your loved ones for 2023. On New Years eve, I wrote about the top consumer and personal finance stories of 2022. Inflation and higher interest rates topped the list, and I predict that those two issues will continue to confront consumers throughout the new year. My recommendations include: Read more →

Among the biggest news from last week’s recalls is a portable generator that can amputate fingers. Generac and DR 6500 Watt and 8000 Watt portable generators have caused 37 injuries, 24 resulting in finger amputations and five in finger crushing, according to reports to Generac. Read more →

I just wanted to write and let you know today about what's going on with my newsletter. I scour personal finance websites every week to find the best tips for people to use in their personal finance lives. I've been getting a lot of positive feedback on it. Recently, J. Money of Budgets Sexy took a look at my newsletter. Read more →

With Hurricane Ian battering Florida after thrashing Cuba, it’s a good remind to review how prepared we are for emergencies. During heavy snowstorm when the power went out a few years ago, my food was starting to get boring after five days. I’d eaten all my fresh food and gone through my canned food. Read more →

Due to Hurricane Fiona, Puerto Rico, the Dominican Republic, and nearby Caribbean islands have experienced floods, power outages, home damages, and lack of safe water and other necessities. After Hurricane Maria five years ago and the loss of 3,000 lives, many people want to help Hurricane Fiona victims. Read more →

When life gets tough, I tell my family and friends not to let it steal your joy. That philosophy got me through the Trump years fairly well. However, the massacres this month are weighing heavy on my heart. I hope taking my own advice will help me bounce back soon. Read more →

College debts are one of the largest financial burdens for Americans. They make up the second highest type of household debt after mortgages, totaling $1.61 trillion. That’s about $37,000 per borrower. High balances with payoff times that lasts into middle age force graduates to delay other financial goals. Read more →

Today, March 13, marks Daylight Saving Time when the U.S. springs forward. You’ve probably already set with many computers and smartphones now changing the time automatically. Remember safety, too, on Daylight Savings Time Day by changing the batteries in smoke and carbon monoxide alarms. Read more →

Due to the war in Ukraine, consumers in the United States could experience impacts. They should be on the lookout for potential price gouging of fuel and other goods and services. And consumers should be aware that there may be cyberattacks. Read more →

In 2021, Congress expanded tax benefits and made other advanced payments in response to the covid-19 pandemic and the resulting financial impact. This may increase the amount of money you’ll receive through your tax refund. You also may be eligible to access other benefits when you file a tax return. Read more →