Today I received an email saying that my Social Security number was going to be suspended. Scam. Ironically, it was “signed” by Texas Attorney General Ken Paxton. I wonder if he was chosen for the scam because he’s a Tea Party conservative from Texas who people may think would come after them in other states. Read more →

My best wishes to you and your loved ones for 2023. On New Years eve, I wrote about the top consumer and personal finance stories of 2022. Inflation and higher interest rates topped the list, and I predict that those two issues will continue to confront consumers throughout the new year. My recommendations include: Read more →

It’s time for my annual article on the top consumer and personal finance articles of the year. As usual, there aren’t many reporters covering this important topic. However, in addition to the best news, health, political, and science stories of the year, there’s a new category: the top climate change stories. Read more →

I just wanted to write and let you know today about what's going on with my newsletter. I scour personal finance websites every week to find the best tips for people to use in their personal finance lives. I've been getting a lot of positive feedback on it. Recently, J. Money of Budgets Sexy took a look at my newsletter. Read more →

On Thursday, I put my ballot in a nearby drop box. Fortunately, there weren’t any Right-wing election deniers with guns standing nearby as has been reported in some areas of the country. It’s really important for people to vote in the upcoming election. Right-wing fanatics are on the ballot in every state. Read more →

College debts are one of the largest financial burdens for Americans. They make up the second highest type of household debt after mortgages, totaling $1.61 trillion. That’s about $37,000 per borrower. High balances with payoff times that lasts into middle age force graduates to delay other financial goals. Read more →

April is National Financial Literacy Month. It’s a great opportunity for consumers to check and promote their financial situation and skills. For people who have just started earning or have been earning for a long time, every day is a chance to reflect on spending and improve finances.  Read more →

As part of National Older Americans Month in May, the Alzheimer’s Foundation of America is providing 10 steps for healthy aging. “Promoting healthy aging helps ensure older adults remain a vibrant, integral community members for many years to come,” said Charles J. Fuschillo Jr., AFA’s president & CEO. Read more →

Saving money will help you with your future. If your car breaks down or you have a huge, unexpected medical bill, you’ll have an emergency fund to cover the costs. If you save for retirement, you’ll have enough money to meet your needs without stress. Read more →

Americans’ revolving credit levels once again reached their highest levels since March 2020. Sixty-six percent of millennials have nothing saved for retirement. And nearly one in four Americans have PTSD-like symptoms due to financial stress — many of whom are young parents. Read more →