The Survive and Thrive Boomer Guide

Baby boomers embrace June and summer fun

Memorial Day weekend is the unofficial beginning of summer, although it officially begins June 21. When the weather is good, people enjoy barbecues, picnics with family and friends, outdoor fun at home, and travels elsewhere.

For Memorial Day, I was in Madrid visiting my daughter and her family. The following day we went to  the Manzanares el Real Castle, 45 minutes from Madrid. Close to La Pedriza at the foothills of Sierra de Guadarrama, the castle was restored three times in the 20^th century.

The boomers in our group have been busy and start the season with ideas readers will find interesting. Articles include:

• How to create a "no" list to get time in your life for what’s important.
• How to cultivate friendships.
• Recommendations for TV shows from among those nominated for Emmys.
• The top 100 most frequently asked questions.

Meryl Baer of Six Decades and Counting writes about these articles in the Best of Boomer Blogs #599. Click here to get the links to the articles. And, be sure to let the boomer writers know your thoughts. We love, love, love to get comments from readers.

Copyright 2019, Rita R. Robison, Personal Finance Writer

Top 100 most frequently asked questions

Recently, when I visited Madrid, my granddaughter called her mom and asked her if the dishes in the dishwasher were clean or dirty. I laughed, but then I thought that the question must be one of the most popular questions ever that is asked over and over and over again.

We began brainstorming and came up with 99 additional questions that must be asked hundreds of times a day in America and throughout the world.

The most frequently asked questions are:

1. How are you?
2. How’s your family?
3. What’s new?
4. Do you know ____________?
5. Is this seat taken?
6. What would you like to drink?
7. Would you like cream or sugar (in your coffee)?
8. Who won the game?
9. Do you remember ________________ (a person from the past)?
10. Who will be there?
11. What do you do (for work)?
12. Are you dating anyone?
13. Where are you from?
14. Can I buy you a drink?
15. What’s your phone number?
16. Would you like to have coffee?
17. What’s your favorite song?
18. What’s your favorite movie?
19. Who’s your favorite star?
20. When’s your birthday?
21. What would you like to do?
22. Do you want to come in for coffee (after a date)?
23. Have you been tested for STDs?
24. Do you have a condom?
25. What are your hobbies?
26. Where did you go to school?
27. Will you marry me?
28. Where would you like to live?
29. Who was that?
30. Where are you going to go to college?
31. What are you going to major in?
32. What do you want to do (for a career)?
33. Have you read _______________ (a book)?
34. Who said __________(quote)?
35. Where are you going?
36. Can you come to the party?
37. Is she (or he) your friend?
38. Do you work here?
39. How much will I be paid for the job?
40. When's the meeting?
41. Where's the meeting?
42. Is the boss in a bad mood?
43. What's he (or she) like to work for?
44. How was work?
45. Will you take out the garbage?
46. Did you take out the garbage?
47. How was school?
48. When are you going to clean up your bedroom?
49. Where have you been?
50. Why were you late?
51. Do you know what time it is?
52. Are you ready?
53. What would you like for dinner?
54. What time is dinner?
55. Is a minute (or two minutes) in the microwave enough?
56. Would you like a sandwich?
57. Is this too old (to eat)?
58. Who’s coming to dinner?
59. When will the repairman be here?
60. Are we out of toilet paper?
61. Where are my _______________ (shorts, dress, shoes or other items)?
62. What’s on TV?
63. Did you let the dog (or cat) out?
64. Did you mow the lawn?
65. Do you remember when we _____________ (took a trip or did an activity)?
66. Is it broken (object or body part)?
67. Are we there yet?
68. How far is it to ______________ (place or town)?
69. Is that a _______________ (brand name)?
70. Where did you get that _____________ (shirt, dress, or shoes)?
71. How much does it cost?
72. Does this make me look fat?
73. Do you like this?
74. Does this look good on me?
75. Did you get a haircut?
76. Will you pick up my suit from the dry cleaners?
77. Can I speak to your supervisor?
78. Where are my keys?
79. Where are my glasses?
80. Where’s my cell phone?
81. Where did I park my car?
82. Is that a parking spot?
83. What’s the weather?
84. Do I need a coat?
85. Do I need an umbrella?
86. Have you voted?
87. Is the plane on time?
88. Can you recommend a restaurant?
89. Do you have any vacancies?
90. Do you mind if I smoke?
91. Have you met the new neighbors?
92. How are the schools (in that neighborhood or city)?
93. What’s that bulldozer doing down the street?
94. What’s the population of _______________ (city, town, or country)?
95. Why are you giving me a ticket, officer?
96. Can I see your new car?
97. Would you call me an Uber?
98. How many likes did I get?
99. Am I oversharing?

That’s my list. Did I miss any?

Copyright 2019, Rita R. Robison, Personal Finance Writer

Vizio, Element, RCA, and Hisense TVs get low marks from Consumer Reports, while Apple, Samsung, OnePlus, and Google cell phones receive praise

Vizio, Element, RCA, and Hisense are no longer being recommended by Consumer Reports due to new information that shows that those brands have lower reliability compared to other TV manufacturers. In addition, survey data from the testing organization also showed that smartphones by Apple, Samsung, OnePlus, and Google are among the most reliable and most satisfying.

For the first time, brand reliability and owner satisfaction are being factored into Consumer Reports’ overall scores for televisions and smartphones, along with the data gathered during the organization’s lab testing. For reliability, Consumer Reports surveys its members about the products they own, then uses that data to make projections about how new models from brands will hold up over time. Brands that rate “fair” or “poor” for predicted reliability aren’t eligible for Consumer Reports’ recommended lists of products.

“As we incorporate reliability into our overall score for more product categories, we continue to see discrepancies in how products perform in our rigorous lab tests versus how well they hold up over time,” said Liam McCormack, vice president of research, testing, and insights at Consumer Reports. “But we know that consumers want products that both perform well in their daily lives and are reliable. Products that earn our recommendation are more likely to offer consumers the performance they demand and the longevity they expect.”

Baby boomers springing forward into spring

The legislature in my state is debating whether to get rid of day light savings time. Arguments include it doesn’t save energy, some people have health effects, and it costs money due to reduced productivity.

For me, my opinion is to keep daylight savings time. I like the increased daylight in the evening. And, while it takes me a couple of weeks to go through the time change, I don’t notice it after that.

Whether daylight savings time or standard time, baby boomers keep on writing. Last week’s articles include:

• Whether baby boomers are leaving the world a better place than they found it.
• The benefits of taking walking tours.
• The challenges of replacing an old TV set.
• The ups and downs of quitting jobs in Connecticut and moving to Florida.
• How to buy a winter coat.

Carol Cassara of Heart·Mind·Soul writes about these articles on the Best of Boomer Blogs #587. Click here to get the links to these articles. And be sure to join in the conversations. Boomer bloggers love to hear from readers.

Copyright 2018, Rita R. Robison, Consumer Specialist

The best and worst super bowl ads of 2019

For years, I’ve written about the Super Bowl ads because they get so much attention. Since so many of them have been violent, ageist, and sexist, I think it’s something that consumers need to know about.

However, this year, before I evaluate the ads, I need to comment on the NFL’s attempts to smooth over its botch response to black athletes kneeling when the national anthem is played to protest police brutality and racism.

Dr. Bernice A. King, the youngest child of Dr. Martin Luther King Jr. and Coretta Scott King, came out on the field before Super Bowl LIII for the coin toss. Two civil rights leaders, Ambassador Andrew Young and U.S. Representative John Lewis, joined by her.

Charter Communication agrees to record settlement for fraud in its internet services

Charter Communications and Spectrum Management Holding Co. have agreed to pay $174.2 million for defrauding internet subscribers. About $62.5 million of the funds will go to refunds for consumers, making it, regulators say, the largest-ever payout to consumers by an internet service provider, or ISP, in U.S. history.

Charter Communications merged with Time Warner in 2016, and has rebranded the internet, phone, and cable service as Spectrum Cable. Providing services to more than 26 million customers in 41 states, it’s the second-largest cable operator in the United States by subscribers, after Comcast.

The Tuesday agreement settles a fraud allegation that New York state’s largest ISP denied customers the reliable and fast internet service it had promised.

Top 10 stores for Cyber Monday shopping

Cyber Monday isn't just for Black Friday leftovers. Some of the year's best sales will take place on Monday, Nov. 26. So, you may want to save part of your holiday shopping budget for Cyber Monday deals.

Which stores will be offering the best savings? DealNews.com offers 10 suggestions, based on the best sales last year from Cyber Monday and the Sunday before.

1. Amazon

Best for: Gaming, toys, home, and almost anything else you can buy online

While plenty of other retailers offer Cyber Monday sales, none of them match Amazon's. Last year, DealNews.com saw three times as many Cyber Monday deals at Amazon as the next highest retailer.

Security problem in Samsung smart TVs corrected for 2018, with an update for older sets coming soon

Samsung has fixed a security flaw in its smart televisions in response to an investigation into privacy and security standards in these TVs.

Consumer Reports reported in February it had found that millions of TVs from Samsung, as well as those from brands that use the Roku TV platform, could be controlled by hackers using easy-to-find security flaws.

The problems were discovered during a Consumer Reports-led privacy and security evaluation of five smart TV brands.

Comcast continues its poor customer service

On Wednesday evening, something happened to my Comcast internet connection. I was just starting to upload thousands of photos into iCloud which hadn’t been uploaded since early this year for some reason.

It was about bedtime, so I was hoping that when I woke up Thursday, it would be working. No such luck.

About 11 a.m., I noticed that my Comcast telephone wasn’t working either. Darn, darn, darn.

I called Comcast. An agent tried to reset my modem, telling me to wait 10 minutes to see if it worked. However, nothing happened.

Good deals for Father’s Day 2018

Not sure what get for your dad for Father’s Day?

Here are some suggestions from DealNews.com:

TVs

In the month leading up to Father's Day last year, DealNews.com saw plenty of TV deals for every budget.

Games

If your dad's hobbies include gaming, Father's Day is a good time to indulge him. During the month before Father's Day last year, DealNews.com saw the most deals on video games for consoles, although there was a good number of computer game deals, too.

Outdoor items

Maybe your dad loves the great outdoors. If so, there are plenty of deals on outdoor gear around Father's Day.

Tools

Unfortunately, for the do-it-yourself-loving dad, tool deals are less common this time of year.

Clothes

Apparel sales might not be common around the holiday, but there should still be a handful. Expect savings in the 20 percent to 30 percent range, or maybe a buy one, get one free promotion. 

Copyright 2018, Rita R. Robison, Consumer Specialist