The Survive and Thrive Boomer Guide

How government regulations help consumers

Conservatives rail against government regulations, and the Trump administration is doing its best every day to cut government regulations that corporations hate.

However, government regulations help consumers. A report by the Coalition for Sensible Safeguards lists 10 worker, health, safety, and transportation standards that could help consumers this summer.

“Summer is supposed to be when we take time off from work to spend with family and friends, enjoy picnics, barbeques and cookouts, lay out by the pool, head to the beach, take road trips across the country or fly to far-flung places,” the report says. “But what happens if you’ve been deprived of the wages needed to take time off or travel, if road trips, flights and tour boats are potentially dangerous, if it’s way too hot to work or play outside, and there’s a good chance the food and water may be hazardous to your health? Suddenly, summertime looks less like a dreamy vacation and more like a scorching hot nightmare.”

The regulations discussed in the report are:

Baby boomers learn life skills over time

Baby boomers have learned how to navigate life through all its obstacles and challenges. Each time something happens, a new life skill is learned. Sometimes new knowledge comes from nowhere and is greatly appreciated. It’s what makes life interesting and how boomers survive and thrive.

Our baby boomer bloggers have been picking up life skill because they’ve had to involuntarily or have passed milestones that require them.

Rebecca Forstadt Olkowski of Babyboomster reports recent boomer bloggers articles are:

Pedestrians: Pay attention when crossing the street and don’t eat pizza

As a careful driver, I’m very respectful of pedestrians. I know they have the right of way in the crosswalk and can cross at any corner, even if a crosswalk isn’t painted there. I always stop for pedestrians in crosswalks.

However, I’m becoming impatient with pedestrians who stroll across the street, look at their cell phones, and eat pizza.

Yes, eat pizza. This week, a young woman began crossing the street carrying a pizza box. I was poised to make a free right turn, which is legal in Washington state, but I waited for her instead trying to beat her through the crosswalk.

I’ll be darned if she didn’t open the pizza box, take out a slice, and begin eating it as she crossed. I was dumbfounded. I didn’t honk. Next time, I’m going to lay on the horn.

Thousands of pedestrians killed each year

In 2016, 5,987 pedestrians were killed in traffic crashes in the United States, according to the Centers for Disease Control and Prevention. This averages to one crash-related pedestrian death every 1.5 hours.

Delta tops airlines ratings for 2018

Delta Air Lines is No. 1, and JetBlue is No. 2, according to the 29th annual Airline Quality Rating released Monday.

Key findings show that three of the four factors tracked – involuntary denied boardings, mishandled bags, and customer complaints – improved for the airline industry in 2018. However, on-time performance slipped last year.

This year’s report also reveals the lowest rate of bumped passengers, the lowest rate of mishandled baggage, and the lowest rate of customer complaints for the industry since the Airline Quality Rating started in 1991.

Trump’s government shutdown is disrupting agencies that protect consumers, workers, health, and safety

Consumer, worker, health, and safety protection agencies throughout the federal government are being disrupted by federal worker furloughs coming from the partial government shutdown, according to a report Public Citizen released Wednesday.

“As long as the shutdown continues, essential consumer, worker, health and safety protections carried out by these agencies are on hold,” said Robert Weissman, president of Public Citizen. “Corporate lawbreakers are going unpunished, safety inspections are being postponed, discrimination charges are going uninvestigated, polluters are not being held in check, financial fraudsters are not being policed, consumer complaints are not being received and accident investigations have ceased.”

Many agencies are falling behind, and it could take many weeks for them to catch up, according to furloughed workers quoted in the report. More than 75 percent of workers have been furloughed at seven agencies dedicated to protecting consumers and workers, according to federal agency memos, and nearly 50,000 employees have been sent home without pay at the following agencies:

Coalition of state and local agencies will sue if Trump administration replaces plan to curb greenhouse gas emissions from power plants

The Trump administration proposed Tuesday to dismantle the Clean Power Plan, the nation’s first limits on climate change emissions from existing fossil-fuel power plants.

The plan is the result of efforts by states and cities, in cooperation with the federal government, to require cuts in the emissions of climate change pollution from fossil fuel-burning power plants under the Clean Air Act. The plan, along with a rule for new, modified, and reconstructed power plants, would control emissions by setting limits on the amount of climate change pollution that power plants can emit. The plan would eliminate as much climate change pollution as is emitted by more than 160 million cars a year – or 70 percent of the nation’s passenger cars.

“As we face another record-breaking year of punishing heat and violent storms, the Trump administration is seeking to gut crucial limits on emissions of climate change pollution from power plants – one of its largest sources,” said New York Attorney General Barbara D. Underwood. “Climate change is real, no matter how much this administration tries to deny it.”

States to challenge Trump administration’s roll back of vehicle emission standards and end of authority of states to enforce stronger standards

Twenty attorneys general, from jurisdictions that have adopted California’s more stringent vehicle emissions standards, will challenge the Trump administration’s roll back of the standards, if a proposed rule released Thursday is adopted.

“Federal rules to limit tailpipe pollution and improve fuel economy are our best strategy to reduce carbon pollution, improve air quality, and save drivers money on gas,” the attorneys general said in a statement. “The Administration’s proposal to weaken these rules will cause the American people to breathe dirtier air and pay higher prices at the pump.”

If adopted, the U.S. Environmental Protection Agency and National Highway Traffic Safety Administration’s rollbacks will cost American drivers hundreds of billions of dollars, they said.

Fines for corporations by federal agencies down under Trump administration, with penalties falling as much as 94 percent

When Donald Trump was elected president, I strongly suspected that he would be soft on his big corporation buddies. Now we have details on just how bad it is.

During President Donald Trump’s first year in office, enforcement against corporate crime and wrongdoing declined dramatically, with total penalties for such violations dropping from the final year of the Obama administration, according to a report from Public Citizen, a consumer advocacy organization.

In almost every federal agency under control of a Trump appointee – and most significantly at the Department of Justice, the nation’s lead law enforcement agency – enforcement against corporations dropped, often plunging to just a small fraction of what it had been.

What are the most and least energy expensive states?

Source: WalletHub

With July tending to be the hottest month of the year, consumers are cranking up their air conditioners – and, a result, their utility budgets. In addition, Trump administration policies are causing gas prices to go up. Also, lurking in the background are proposals by Trump and his agencies to have the American taxpayers bail out coal and nuclear industries, under the guise of national security, by providing government assistance to those coal and nuclear power plants that are struggling to be profitable. If adopted, these changes would be costlier to consumers.

In the United States, energy costs are between 5 and 22 percent of families’ total after-tax income, with the poorest Americans, or 25 million households, paying the highest of that range. And lower energy prices don’t necessarily lead to savings. Where consumers live and how much energy they use are a big part of the costs. For example, although electricity is cheaper in Southern Louisiana, its high summer heat raises costs for residents compared with the temperate climate in more energy-expensive coastal Northern California, where heating and cooling units stay idle most of the year.

To look at how Americans’ energy costs are linked location and consumption habits, WalletHub, a personal finance website, compared the average monthly energy bills in the 50 states and the District of Columbia using a formula for the following residential energy types: electricity, natural gas, motor fuel, and home heating oil:

Trump showed in his North Korean press conference that he has strange view of government

Photo: Shealah Craighead

It was upsetting to listen to President Donald Trump’s news conference following his meeting with North Korean Dictator Kim Jong Un.

Trump said the United States would stop its war games in the area, which would save “a tremendous amount of money.” He talked about how expensive it is to send bombers from Guam to the Korean peninsula for the war games.

While it was hugely inappropriate for Trump to be talking about the cost of the military exercises following a negotiation on denuclearization and probably unwise for him to give Kim this victory so early in the negotiations, it also showed how skewed Trump and his administration are on government spending.